budgeting · Business · Career change! · Debt · leadership · management · Money

I am changing my career 

I have been working in my dad’s business for the past four years. It has been a bittersweet journey. I enjoyed my job, I learnt and experienced a lot of things. I was a Director in the company. I had all the responsibilities to make the decisions, I had the opportunities to shaped the business… Continue reading I am changing my career 

Debt · Marriagelife · Money · Uncategorized

How I get my husband to join our money together after 6 years of marriage

I have been reading #totalmoneymakeover#smartmoneysmartkids, listening to Dave Ramsey’s podcast and watching clips about #Daveramsey since April 2016. I kept on telling my husband about my budget and my retirement dream. I told him how these goals are not so far and not so scary anymore because if we plan it now and do the calculation, we would reach… Continue reading How I get my husband to join our money together after 6 years of marriage

budgeting · Debt · Marriagelife · Money

When you set the budget meeting with the big “BOSS” a.k.a Spouse

Lesson learnt. Never ambush your spouse for budget meeting, because he would come up with different kind of reasons. “It’s the weekend, I don’t want to talk about money.” (but he is home only on the weekend, he is away working in another city on the weekdays) “I need to relax, I’ve been working the… Continue reading When you set the budget meeting with the big “BOSS” a.k.a Spouse

budgeting · Money

How to change your daily expenses in order to reach your savings’ goal by the end of the year 2016

As John Maxwell says “You’ll never change your life until you change something you do daily. The secret of our success is found in your daily routine”  I did these steps in April 2016 when I started my debt free journey. It’s been working well for me until today. I stopped using my credit cards… Continue reading How to change your daily expenses in order to reach your savings’ goal by the end of the year 2016

Money

Conspicuous Consumption for the Have and the Have-Not

I love reading http://www.Thesimpledollar.com by Trent Hamm. Because of him, I got to know#Daveramsey. Here is what I read from his blog today about conspicuous consumption. “The best investment you can make in your future isn’t to buy a status symbol. The best investment you can make in your future is to improve yourself. That… Continue reading Conspicuous Consumption for the Have and the Have-Not